ADB Approves $50 Million Loan to Strengthen Cambodia’s Financial Sector

MANILA, Philippines (Nov. 24, 2025) — The Asian Development Bank has approved a $50 million loan to strengthen Cambodia’s financial sector, targeting banks, non-banking institutions, digital finance infrastructure and sustainable finance initiatives.

The Inclusive and Sustainable Finance Development Program is designed to improve regulatory stability, deepen markets and expand consumer protection while advancing green finance and sovereign sustainable bond issuances.

“Cambodia’s journey toward inclusive and sustainable growth is rooted in its vision to become an upper middle-income country by 2030 and a high-income country by 2050,” said Anthony Gill, ADB’s acting country director for Cambodia. “Through this investment, ADB supports the country in boosting its financial sector, laying the foundation for resilient growth, expanding financial inclusion and unlocking private sector potential.”

Cambodia’s finance sector has made progress in recent years, but challenges remain, including limited market depth, gaps in investor protection, low financial literacy and underdeveloped digital infrastructure. The absence of a unified sustainability framework also hinders progress toward inclusive finance and climate goals.

The first phase of the program will focus on strengthening regulation, financial stability and consumer protection. It will also support strategies for financial technology, digital assets and peer-to-peer financing, as well as financial education initiatives. A green finance working group will be formed to issue corporate sustainability guidelines and establish mechanisms for sovereign sustainable bond issuances.